So proud and loud at the premier top spot has to be doing it all yourself, so then;
Ok so here comes the shameless plug then – well you knew it was coming – www.ftzaccounts.co.uk are mighty fine bookkeepers or if you are merely looking to get your receipts scanned in and formatted in a pdf and excel spreadsheet, might I recommend www.shoeboxaccounting.co.uk and on that cheerful note, I will leave you to ponder on why you didnt think of these!
Over the last few days there have been many cries about bank charges and how prohibitive they have now become, add this to the fact that many existing bank clients are having overdraft reduced and rates increased when renewal comes around, its no wonder bank are now being accussed of ripping off customers.
One big trend we have noticed is that banks don’t like Declining Trade, be it for overdraft extension, refinancing or even a new loan. This is one of the biggest causes of rejection of a bank application.
However, the very fact we have been in (and hopefully out of) a recession, means that many small businesses will have seen a downturn in trade, and now need finance more than ever to help them grow.
Finance though is still possible, but not with the big main lenders who are feeling the pain most, so if you need to know more get in touch and we can chat.
We can offer FREE Business Banking Facilities with a mortgage
No Upfront Fees
VERY COMPETITIVE PRIME REMORTGAGE PRODUCTS AVAILABLE
COMMON SENSE APPROACH – NOT TICK BOX
EXCLUSIVE FUNDS AVAILABLE
Short or Long Term Finance Available
Working Capital Loans
Fixed Term Overdraft Replacement Loans
ADVERSE CREDIT AND “SELF CERT” LOANS STILL AVAILABLE
Working Capital is the lifeblood of any business, be it for subsistence or expansion.
With the recession now officially being over, businesses NEED funding in order to profit from the upturn in orders and business.
However, the effect of the recession means that companies may have had cash-flow pressures over the last few years from reducing orders or increasing debts.
With a recent survey showing banks writing off over £5.6bn in 2009, banks are now being more cautious with risk and only lending to business they can be sure about. A business needing working capital, typically will not have strong books hence the reason they need to borrow the money on day one.
So where do you turn?
Come chat to us about a WORKING CAPITAL SECURED LOAN.
This loan is underwritten on a completely common sense approach, and we will seek to fully understand the deal, with the lending decision taken by a HUMAN rather than take a bland tick box approach.
LOANS FROM £25,000 UPWARDS
FIRST OR SECOND CHARGE LENDING AVAILABLE
INTEREST ONLY TERMS AVAILABLE
SHORT OR LONG TERM LENDING
Tax return – is that a ‘dirty’ word to you?
Does it bring you out in a rash?
I know that from experience that a lot of people put their heads in the sand and leave it to the last moment, then suddenly drop everything on their accountant at the start of January, knowing they are pushing their luck, yet still expecting the miracle of everything being done and submitted for them.
Ok, so advantages to doing it early then?
Well, for starters, doing it early means you can budget for the amount you will possibly have to pay, as admit it, suddenly having to find a large sum in January is not ideal, as its usually a lean month for most. Also, did you realise that getting the information to your accountant or tax advisor early, means they would usually offer you a decent rate for their services, yet the nearer you get to the deadline, the more they can charge you.
After all, you left it so late, why shouldnt they charge you for spending all weekend pouring over your figures?
If you need help with your tax return, then head to FTZ Tax for your tax return help.